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Home and contents insurance

Protecting your home and contents through Adelaide Bank is easy.

Get a quote Call us

Start an insurance quote now

When do you want your cover to start?

Note: this must be within 90 days of today's date

Three steps to choosing the right cover for you

Type of cover

Choose whether you’d like a building, contents or a combined building and contents policy.

Level of cover

Then select the level of cover to suit your needs and budget.

Get a quote

Use our online tool to get a quote for the type and level of cover you've selected.

Get a quote

Compare our levels of cover

Gold cover
Top level insurance.
Cover includes
  • Building and contents against almost any accidental loss or damage.
  • Events including flood, fire, explosion, lightning, earthquake, malicious damage, cyclone, storm.
  • Fine art and paintings up to $20,000 unless specified as special contents item.
  • New for old replacement.
  • Alternative accommodation expenses.
Additional cover
  • Bicycles - up to $20,000 unless specified as special contents item.
  • Contents at home and anywhere in Australia or New Zealand.
Read the Gold Cover PDS for full details.
Silver cover
Mid-level insurance offering good protection.
Cover includes
  • Events including flood, fire, explosion, lightning, earthquake, malicious damage, cyclone, storm.
  • Burglary and theft (even without forced entry).
  • Debris removal costs in addition to sum insured.
  • Alternative accommodation expenses.
  • New for old replacement.
Additional cover
  • Bicycles up to $20,000 unless specified as special contents item.
  • Protection for your contents away from home, either in transit and in a commercial storage facility.
  • Timber fences and gates (up to 15 years old) replacement.
  • Fine art and paintings up to $20,000 unless specified as special contents item.
Read the Silver Cover PDS for full details.
Bronze cover
For the budget conscious.
Cover includes
  • Burglary (forcible and violent entry only).
  • Flood, fire, storm, rainwater, liquid or wind damage.
  • Deliberate or unintentional harm and much more.
Additional cover
  • Bicycles at home, up to $20,000 unless specified as special contents item.
  • Fine art and paintings up to $20,000 unless specified as special contents item.
Read the Bronze Cover PDS for full details.

Get a quick quote today

Choose your cover type

When do you want your cover to start?

Note: this must be within 90 days of today's date.

View the key fact sheets

Learn more about our Buildings and Contents policy options.

Buildings Contents

Insurance support

You can use our handy calculators to work out how much cover you need before you ask for a quote. 

Need to claim? Claim anytime – 24 hours / 7 days a week.

Contents cover calculator
Building cover calculator
Make a claim

Things you should know

Bendigo and Adelaide Bank Limited (Adelaide Bank) ABN 11 068 049 178, AFSL 237879 acts under its own AFSL and under an agreement with the issuer Insurance Australia Limited trading as CGU Insurance ABN 11 000 016 722, AFSL 227681. Any advice provided is general advice only and does not take into account your individual objectives, financial situation or needs (“your personal circumstances”). Before using this advice to decide whether to purchase a product, you should consider your personal circumstances and the relevant Product Disclosure Statement and Target Market Determinations available on this website.

Target Market Determinations for products are available.

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Bendigo and Adelaide Bank acknowledges Aboriginal and Torres Strait Islander peoples as the First Peoples of this nation and the Traditional Custodians of the land where we live, learn and work. We pay our respects to Elders past and present as it is their knowledge and experience that holds the key to the success of future generations.

Any advice provided on this website is of a general nature only and does not take into account your personal needs, objectives and financial circumstances. You should consider whether it is appropriate for your situation. Please read the applicable Disclosure Documents before acquiring any product described on this website. Please also review our Financial Services Guide (FSG) before accessing information on this website. Information on this page can change without notice to you.
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